Kishan Credit Card Aur किसान लोन माफी की लिस्ट
Eligibility for Kishan Credit Card Loan
Kisan credit card loan is offered to anybody who’s engaged in agriculture, allied actions, or different non-farming actions. Following is the detailed standards to be eligible for Kisan Credit Card mortgage:
Minimum Age – 18 years
Maximum Age – 75 years
In case a borrower is a senior citizen (age greater than 60 years), a co-borrower is necessary the place the co-borrower must be a authorized inheritor
All farmers – people/joint cultivators, homeowners
Tenant farmers, oral lessees, and sharecroppers, and so on.
SHGs or joint legal responsibility teams together with tenant farmers
Documents Required for Kishan Credit Card mortgage
Proof of Identity PAN Card, Aadhaar Card, Voter’s ID Card, Passport, Driving Licence or every other authority authorized picture ID
Proof of Address
Aadhaar Card, Passport, Utility payments (no more than three months outdated) or Any different authorities authorized handle proof
Proof of Income Bank assertion for the final three months, Salary slips for the final three months, Audited financials for the final two years (for self-employed), Form 16, and so on.
HOW TO APPLY for USE KCC LOAN
Using a Kisan credit card loan is straight ahead. The steps to avail and use the mortgage are:
Kisan Credit Card Loan Application
Visit a bank of an alternative that’s providing a Kisan bank card. If the financial institution permits KCC on-line utility then obtain it
Fill out the applying type and submit it to the mortgage officer
The mortgage officer after contemplating all of the elements will set the Kisan bank card mortgage restrict and ask for collateral if the mortgage quantity is over Rs. 1.60 lakh
Post-processing the farmer will obtain their Kisan bank card
Kisan Credit Card Loan Usage
Once the shopper will get their bank card they will begin utilizing it straight away to make money withdrawals or direct purchases. Some banks additionally challenge cheque e-book.
Customers should be sure that they pay again the quantity promptly. This will be sure that solely easy curiosity is utilized on the mortgage and never compound curiosity. If easy curiosity is utilized the farmer should pay much less in comparison with compound curiosity the place the payout might be more.